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Debt advice tool
A structured way to prepare information for a debt advice appointment, or to send a basic referral if you would rather speak to us first.
Referral route
Is this mainly debt, housing or benefits?
If debt is the main issue, stay on this tool. If housing or benefits are the main issue, use the housing and benefits referral. If there are several issues, start with the most urgent one and tell us about the rest.
How to use this tool
Prepare for regulated debt advice
Accommodation Concern provides free, confidential debt advice from qualified advisers. This online tool helps gather information before advice starts, so your appointment can focus on the right issues sooner.
The tool itself does not make recommendations or confirm eligibility for a debt solution. If you complete the income and expenditure section, the figures are converted into a monthly summary using the frequency you select. A qualified debt adviser will still need to check the full details with you before giving advice.
If you do not want to complete the income and expenditure section, choose the basic referral route. That route collects contact details, urgent issues and the types of debt involved, but it will not show debt solution information.
Accommodation Concern is authorised and regulated by the Financial Conduct Authority for debt counselling and debt adjusting. Financial Services Register number 923970.
Our debt advice is free. You can also find free debt advice through MoneyHelper.
If you need help using this tool or would prefer to speak to someone directly, contact Accommodation Concern on 01536 416560 or help@a-c.org.uk.
You can choose the lighter route
You do not have to complete an income and expenditure now. A basic referral is enough to ask us to contact you.

